Welcome to your charming retreat nestled on .46 acres of land with NO HOA or CDD!! This adorable 4 bedroom 2 bath concrete block home exudes character and warmth, offering a perfect blend of space and modern conveniences. Situated in a peaceful neighborhood, this property is a haven for those seeking a serene escape while still enjoying the convenience of urban amenities. As you approach the front door, you'll be captivated by the home's inviting facade with an expansive front yard, a roof-covered carport, and a front patio that was made for having a warm cup of tea on a cool day. Adorned with a picturesque rock garden, and majestic flagpole, and surrounded by mature trees that provide both shade and a touch of natural beauty. The exterior exudes Florida's traditional charm, promising a unique living experience that is both cozy and enchanting. Step inside, and you'll discover an interior that boasts LVP flooring throughout the main living areas and bedrooms. The split floorplan is thoughtfully designed, maximizing every square foot to create a cozy and functional living space. The living room welcomes you with a sense of comfort, while the updated kitchen offers modern appliances for your convenience. Through the kitchen, you will find the dining area with its own mini split air conditioner that becons for family and friends to gather around and make memories sharing a holiday meal with friends or even playing board games with the family. The spacious Owners Retreat provides peace, while the ensuite bath showcases a large shower that adds to the overall character of the home. Additionally, a walk-in closet with a barn door allows for versatility in space, perfect for those who desire ample storage. Two secondary rooms and a secondary bathroom are found in the front of the home and the third secondary bedroom is tucked away off the back, perfect for members who wish to have a little privacy. Venture outside to the expansive fenced-in backyard, where the possibilities are endless! The generous .46 lot provides ample space for gardening, outdoor entertaining at the firepit, or even expanding the existing residence. Imagine enjoying your morning coffee on the covered patio surrounded by the beauty of your private oasis. There is also a storage shed for your lawn equipment or additional storage for your toys! The AC and mini split were installed in 2022, the septic was pumped summer of 2023 and a new washer in 2023! This home offers the best of both worlds – a tranquil private retreat AND easy access to all the amenities you need. Groceries, restaurants, hospitals, doctors, and schools are all less than 5 minutes/2.5 miles away! Whether you're a first-time homebuyer, downsizing, or simply seeking a quaint and cozy space to call your own, this charming property is a rare gem waiting to welcome you home. Don't miss the opportunity to make this adorable house your own! Qualifies for 100% USDA financing as well as FHA / VA / CONV / CASH! NON-HOA/CDD community with no deed restrictions, bring your toys!!!